IF YOU ARE DISSATISFIED WITH THE WEBSITE, OR WITH ANY OF THESE TERMS OF USE, YOUR SOLE AND EXCLUSIVE REMEDY IS A REFUND WITHIN 60 DAYS OF THE INITIAL PURCHASE.
Governing Law and Jurisdiction
Any issues, dispute, or claim arising from or related to the website and the TOS are governed by and construed in accordance with the laws of the State of Oregon without giving effect to any choice or conflict of law, provision or rule.
Dispute Resolution
YOU WAIVE YOUR RIGHT TO JURY TRIAL AND YOU WAIVE YOUR RIGHT TO LITIGATE ANY CLAIM IN COURT AND CLAIM BROUGHT AS A CLASS ACTION. Any dispute which cannot be settled by reasonable discussion, will be resolved by arbitration in Lane County, Oregon. Arbitration shall be conducted in accordance with the then-effective arbitration rules of Arbitration Service of Portland, Inc., unless the parties by agreement adopt other rules of procedure. Any judgment upon the award rendered in such arbitration may be entered in any court having jurisdiction. Each party shall bear its own expenses and attorney fees related to the arbitration and one half of the arbitrator’s fees and expenses. In any proceeding to enforce or interpret the TOS, the prevailing party will be entitled to recover from the losing party reasonable attorney fees, costs, and expenses incurred by the prevailing party before and at any trial, arbitration, bankruptcy, or other proceeding, and in any appeal or review.
Miscellaneous
The TOS will be modified when we post updated TOS on the website. The TOS is the entire agreement of the parties. We have made no promises, terms, conditions, or obligations other than those contained in the TOS. The TOS will supersede all prior communications, representations, and agreements, oral or written, of the parties. The TOS will not be construed against the drafting party. The invalidity of any term or provision of the TOS will not affect the validity of any other provision. A printed version of the TOS shall be admissible proceedings based upon or relating to the TOS to the same extent and subject to the same conditions as other business documents and records originally generated and maintained in printed form.
CONTACT US
Retirement Intelligence welcomes your questions or comments regarding the Terms.
Email Address: Service@retirementintelligence.com
WHO WE ARE
Our website address is: https://retirementintelligence.com.
COMMENTS
When visitors leave comments on the site we collect the data shown in the
comments form, and also the visitor’s IP address and browser user agent string to help spam detection. An anonymized string created from your email address (also called a hash) may be provided to the Gravatar service to see if you are using it. The Gravatar service privacy policy is available here: https://automattic.com/privacy/. After approval of your comment, your profile picture is visible to the public in the context of your comment.
MEDIA
If you upload images to the website, you should avoid uploading images with
embedded location data (EXIF GPS) included. Visitors to the website can download and extract any location data from images on the website.
COOKIES
If you leave a comment on our site you may opt-in to saving your name, email address and website in cookies. These are for your convenience so that you do not have to fill in your details again when you leave another comment. These cookies will last for one year.
If you visit our login page, we will set a temporary cookie to determine if your browser accepts cookies. This cookie contains no personal data and is discarded when you close your browser. When you log in, we will also set up several cookies to save your login information and your screen display choices. Login cookies last for two days, and screen options cookies last for a year. If you select “Remember Me”, your login will persist for two weeks. If you log out of your account, the login cookies will be removed.
If you edit or publish an article, an additional cookie will be saved in your browser. This cookie includes no personal data and simply indicates the post ID of the article you just edited. It expires after 1 day.
EMBEDDED COMMENTS FROM OTHER WEBSITES
Articles on this site may include embedded content (e.g. videos, images, articles, etc.). Embedded content from other websites behaves in the exact same way as if the visitor has visited the other website. These websites may collect data about you, use cookies, embed additional third-party tracking, and monitor your interaction with that embedded content, including tracking your interaction with the embedded content if you have an account and are logged in to that website.
WHO WE SHARE YOUR DATA WITH
If you request a password reset, your IP address will be included in the reset email.
HOW LONG WE RETAIN YOUR DATA
If you leave a comment, the comment and its metadata are retained indefinitely.
This is so we can recognize and approve any follow-up comments automatically instead of holding them in a moderation queue.
For users that register on our website (if any), we also store the personal information they provide in their user profile. All users can see, edit, or delete their personal information at anytime (except they cannot change their username). Website administrators can also see and edit that information.
WHAT RIGHTS YOU HAVE OVER YOUR DATA
If you have an account on this site, or have left comments, you can request to receive an exported file of the personal data we hold about you, including any data you have provided to us. You can also request that we erase any personal data we hold about you. This does not include any data we are obliged to keep for administrative, legal, or security purposes.
WHERE WE SEND YOUR DATA
Visitor comments may be checked through an automated spam detection service.